Goods in Transit

Goods in Transit policy provides indemnity against loss or damage to the insured’s property caused by fire, theft or accidental means whilst in transit by road or rail or whilst temporarily housed in the ordinary course of transit within the territorial limits. The cover is applicable from the time of leaving the insured’s premises until delivered to the consignees address anywhere in Kenya.

The cover can be extended to cover other perils not available in the standard policy such as:-

• Hijack
• Cost of debris removal in the course of removal of property damaged, from the site where damage occurred.
• Transferring property from the vehicle following an accident and reloading to another conveyance.
• Securing and protecting the property at the site of accident.
• Damage (excluding wear and tear) to tarpaulins, sheets, trailer curtains, ropes, chains, webbing straps and packing materials following an accident.

It is advisable to take this cover if your goods are being transported by a third party i.e. a transporters, or if you transport your own goods.