This covers loss or damage to property such as buildings, plant & machinery, contents, stock in trade, etc due to fire or lightning. It is also possible to cover loss of rental income or rent payable. The sum insured should represent the new replacement value of the property other than stock in trade which is on cost basis.

This covers loss or damage by theft following entry into or exit from a building by forcible, violent or visible means or any attempt thereat. Outbuildings and open spaces are excluded unless specified. Damage to the premises caused by thieves is included if the insured is responsible for the repairs provided the sum insured is adequate.

This policy covers the property of the insured whilst at any location and in any situation within the territorial scope specified in the schedule of the policy, against any accident, fire, theft or other misfortune, subject to certain exclusions such as mechanical or electrical breakdown.

Issued as separate policies, this covers the risk of loss, destruction or damage to the goods in transit by sea, air or land. It begins from the time the goods leave the warehouse or place of storage named in the policy and continues during the ordinary course of transit and terminates...

Group Personal Accident cover is taken by corporate and institutions. It compensates for death, permanent disablement, temporary loss of income due to disablement and medical expenses arising from an accident.

Contractors All Risk commonly referred to as CAR covers a contractors obligations on works of civil engineering construction from site investigation through site preparation, construction, testing (where applicable) to handover and during any prescribed subsequent maintenance period.

This insurance provides cover for actual breakage of the glass completely and securely fixed caused by accident with the exception of fire, explosion, heat, flood and strike.

Goods in Transit policy provides indemnity against loss or damage to the insured’s property caused by fire, theft or accidental means whilst in transit by road or rail or whilst temporarily housed in the ordinary course of transit within the territorial limits.

Fidelity Guarantee policy covers loss arising out of fraud or dishonesty by the company’s employees. This is a very important cover as any theft involving an employee is excluded under the burglary policy or even Money policy.

The Work Injury Benefits Act 2007 repealed the Workmen’s Compensation Act Cap 236 which has been in force since 1949 and shall apply to all employees (in private and public sectors).

This package indemnifies the insured following loss of or damage to motor vehicles due to accident, theft and fire, including liability to third parties for both bodily injury &/or property damage.

This policy covers accidental damage including mechanical and electrical breakdown of electronic equipment e.g. computers; installations and peripheral equipment.

This cover indemnifies the Insured against loss of or damage to residential premises including household goods due to fire, lightning, burglary, storm, water damage, earthquake and other related perils.

This package indemnifies the insured following loss of or damage to motor vehicles due to accident, theft and fire, including liability to third parties for both bodily injury &/or property damage.

This policy covers accidental damage including mechanical and electrical breakdown of electronic equipment e.g. computers; installations and peripheral equipment.

This cover provides monetary payments in the event of bodily injury sustained by an insured person. The injury must be caused solely and directly by an “accident” and must result in physical impairment, disablement, or death within a specified period of 12 months from the date of the accident.

This policy protects professionals from legal liability for any acts of negligence they may commit in the course their duty. Examples of professionals covered include lawyers, valuers, engineers, auditors, medical practitioners, pharmacists etc.

Travel Insurance provides peace of mind for anyone travelling abroad. It offers emergency and medical assistance anywhere in the world. This policy allows you to enjoy easy and carefree international travel.